For Seniors, Large Life Policies & Complicated Medical Situations/Underwriting Issues

Our Mission

Life Insurance is about guaranteeing a secure financial future for yourself and for the ones you love. For over 30 years we have helped over 3000 clients find the coverage that best meets their specific goals. As independent agents, we don’t work for any single insurance company. We provide our clients access to all the options, from all the major insurance companies. We try to customize policies and coverage to help you achieve both your short term and long term goals. Please feel free to contact us when you’re ready to start creating a secure future.

GET YOUR FREE QUOTE TODAY

For a free personalized quote, complete the form to the right or call me at 800.780.4729 (GRAY)

Here's the Gray Way

  • Instant quotes by phone, fax or email
  • Choice of 10, 15, 20 and 30 year guaranteed level premium policies
  • Permanent policies with premiums that can be guaranteed level for life
  • Single life and last-to-die policies issued through age 89
  • Tax deferred annuities

 

Monthly Sample Term Life Insurance Rates
  $250,000 $500,000 $1,000,000
Age Male Female Male Female Male Female
40 $17.62 $16.19 $30.02 $27.13 $52.06 $46.38
45 $24.63 $22.31 $43.50 $38.85 $79.66 $69.56
50 $39.80 $30.19 $74.39 $55.13 $132.98 $100.63
55 $61.12 $44.63 $117.02 $83.56 $219.33 $152.64
60 $110.91 $67.81 $214.73 $130.38 $376.65 $227.88
65 $189.00 $94.50 $372.75 $183.75 $594.68 $348.25
70 $295.97 $161.22 $586.69 $317.19 $1,165.50 $604.63
75 $661.88 $408.84 $1,298.50 $812.44 $2,586.50 $1,557.50
Under 40 and over 80, please call for rates

Call David Gray

305.531.1758
800.780.4729 (GRAY)
          It is gratifying to find someone who treats clients in the manner that they treat clients. It's people like you that give any business a good name.
-Henry Rosenblatt